EA

EZ Annuity

org.ezannuity/ezannuity

Price settlement or annuity payments, judge a buyout offer, look up any US state's transfer rules.

Yes, your AI can use this right now.Answered a live MCP handshake in 193 ms with no sign-in needed and exposes 4 tools.

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URL: https://mcp.ezannuity.org/

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Pulled straight from the server with tools/list on 2026-10-18.
value_payment_streamread-only

Present value of a structured settlement, annuity or lottery payment stream at typical buyer discount rates (8% to 18%), and, if a lump-sum offer is given, the effective discount rate that offer implies, the cents on the dollar, and whether it sits in the typical range. With targetAmount, also prices a partial sale (sell only enough payments to raise that amount and keep the rest). Use when someon

state_transfer_rulesread-only

A US state's Structured Settlement Protection Act rules for selling settlement payments: disclosure waiting period, independent professional advice rule, cancellation right, which court approves, statute citation, notable quirks and primary sources. Verified against the statute text.

list_statesread-only

All 50 states plus DC with each one's disclosure waiting period, whether independent advice is required, and the statute citation. Use to compare states or to find the right slug for state_transfer_rules.

discount_rate_indexread-only

The public benchmark rates that govern structured settlement and annuity sales this month: the IRS applicable federal rates every disclosure must use, the prime rate, the statutory rate caps (North Carolina, Michigan, Nebraska) and the typical range of buyer discount rates, each with its primary source and date.

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