TerraVue

app.terravue/terravue

Analyze any US home: buy vs rent Monte Carlo, affordability, and ZIP-level appreciation data.

Yes, your AI can use this right now.Answered a live MCP handshake in 330 ms with no sign-in needed and exposes 6 tools.

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URL: https://api.terravue.app/mcp

6 tools, verified live

Pulled straight from the server with tools/list on 2026-10-17.
analyze_addressread-only

Look up a US address (or bare 5-digit ZIP): ZIP-level home-price appreciation forecast (FHFA data back to 1975), estimated market rent, and neighborhood signals (schools, walkability, water quality, grocery/dining/outdoors proximity). For a full street address this also returns sub-ZIP `nbhd*` fields describing the specific census tract - how its prices, incomes and build era comp

request_capability

Record a question TerraVue could not answer, so it can be built. Call this whenever a user asks for something outside the current tools' coverage (rental metrics, Airbnb modeling, valuations, move-vs-stay, non-US, anything else), then tell the user their request was captured. Keep `description` to the capability needed — no names, emails, or other personal details. category: r

buy_vs_rentread-only

Should someone buy this home or keep renting? Runs the TerraVue engine: a deterministic 30-year simulation plus a 500-scenario Monte Carlo over correlated market paths. Returns the probability buying wins, the breakeven hold period, and net-worth outcomes. monthly_rent = what the person would pay to rent THE SAME HOME to live in — an owner-occupant buy-vs-rent decision, NOT re

affordabilityread-only

Can this buyer afford this home? Returns the monthly PITI payment, front-end and back-end debt-to-income ratios (what a lender qualifies on), the income needed at a 28% front-end ratio, estimated after-tax money left over each month, the cash cushion left after closing, and a plain Comfortable / Qualifiable-tight / Stretch verdict. monthly_debts = recurring debt obligations a lend

compare_areasread-only

Analyze and RANK 2-12 ZIPs or addresses side by side on the signals TerraVue has: home-price appreciation forecast (and how each compares to the national average), school rating, walkability, education level, and water quality. Returns the correct city name per ZIP, so locations are never guessed or mislabeled. Use for "which areas have the best appreciation / schools / upside." T

affordable_priceread-only

What's the most this buyer can afford? The reverse of `affordability` — 'what price can I afford?' instead of 'can I afford this specific home?'. Solves for the maximum home price under standard lender limits: a front-end DTI cap (default 28% = housing / gross income) and a back-end cap (default 36% = housing + other debts / gross income). If `liquid_savings` is given, also caps by

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