Increase MCP by usefulapi

io.usefulapi/increase

Read-only Increase banking observability plus one safe non-money-moving write, for AI agents.

Yes, your AI can use this right now.Answered a live MCP handshake in 243 ms with no sign-in needed and exposes 18 tools.

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Settings → Connectors → Add custom connector
URL: https://increase.usefulapi.io/mcp

18 tools, verified live

Pulled straight from the server with tools/list on 2026-10-17.
increase_list_accountsread-only

List bank accounts. Increase API: GET /accounts. Filter by entity and status (sent as status.in).

increase_get_accountread-only

Retrieve a single bank account by id. Increase API: GET /accounts/{account_id}.

increase_get_account_balanceread-only

Retrieve an account's current and available balance. Increase API: GET /accounts/{account_id}/balance. Optionally as of a point in time.

increase_list_account_numbersread-only

List account numbers (deposit routing/account number pairs). Increase API: GET /account_numbers. Filter by account and status (sent as status.in).

increase_list_transactionsread-only

List settled transactions. Increase API: GET /transactions. Filter by account, category (sent as category.in), and created date range (created_at.after / created_at.before).

increase_get_transactionread-only

Retrieve a single transaction by id. Increase API: GET /transactions/{transaction_id}.

increase_list_pending_transactionsread-only

List pending (not-yet-settled) transactions. Increase API: GET /pending_transactions. Filter by account and status (sent as status.in).

increase_list_declined_transactionsread-only

List declined transactions. Increase API: GET /declined_transactions. Filter by account.

increase_list_ach_transfersread-only

List ACH transfers (read-only observability; this server does NOT create transfers). Increase API: GET /ach_transfers. Filter by account and status (sent as status.in).

increase_get_ach_transferread-only

Retrieve a single ACH transfer by id. Increase API: GET /ach_transfers/{ach_transfer_id}.

increase_list_wire_transfersread-only

List wire transfers (read-only observability; this server does NOT create transfers). Increase API: GET /wire_transfers. Filter by account.

increase_list_check_transfersread-only

List check transfers (read-only observability; this server does NOT create transfers). Increase API: GET /check_transfers. Filter by account.

increase_list_real_time_payments_transfersread-only

List Real-Time Payments (RTP) transfers (read-only observability; this server does NOT create transfers). Increase API: GET /real_time_payments_transfers. Filter by account.

increase_list_cardsread-only

List cards. Increase API: GET /cards. Filter by account and status (sent as status.in). Read-only; no card actions are exposed.

increase_list_entitiesread-only

List entities (the people/businesses — KYC records — that own accounts). Increase API: GET /entities. Filter by status (sent as status.in).

increase_list_external_accountsread-only

List external (counterparty) bank accounts registered in Increase. Increase API: GET /external_accounts. Filter by status (sent as status.in).

increase_lookup_routing_numberread-only

Look up a 9-digit ABA routing number to see which real-time services (ACH, Real-Time Payments, wire) that bank supports. Increase API: GET /routing_numbers.

increase_create_external_accountcan modify

Registers an external (counterparty) bank account in Increase for future transfers. This creates a record only — it MOVES NO MONEY. Increase API: POST /external_accounts.

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