PaidPilot Invoice Tools

io.paidpilot.api/invoice-tools

Invoice tools: reminders, late fees, terms, timesheets and a receivables health report (x402).

Yes, your AI can use this right now.Answered a live MCP handshake in 281 ms with no sign-in needed and exposes 7 tools.

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URL: https://api.paidpilot.io/mcp

7 tools, verified live

Pulled straight from the server with tools/list on 2026-10-17.
pricingread-only

Free. Return the price of every paid tool and of the HTTP invoice PDF route, the payment network (Base) and the receiving address. No input, no network request, no payment.

validate_invoiceread-only

Free. Validate an invoice JSON (the body for POST /v1/invoice.pdf, or the output of invoice_from_timesheet) and return computed subtotal, discount, tax and total, or a list of field errors. Same checks as the paid PDF route. Offline, no payment.

payment_reminder_draftread-only

Draft a payment reminder email for one unpaid invoice in a friendly, firm or final-notice tone. Returns a subject, plain-text body, days overdue and a suggested next step. Use late_fee_calc first if you want the fee amount quoted in the email. Draft only: nothing is sent. Pure calculation: no network request, nothing is sent or stored. Costs $0.01 USDC per call via x402 (payment goes in _meta["x40

late_fee_calcread-only

Calculate the late fee on one overdue invoice: flat fee, monthly % or annual %, simple or compounding, with optional grace days. Returns days late, the fee, the new total and a line to paste on the invoice. Use payment_terms_check instead to work out when an invoice is due. Not legal advice; it does not look up state caps. Pure calculation: no network request, nothing is sent or stored. Costs $0.0

payment_terms_checkread-only

Work out the due date and status for payment terms such as Net 30, 2/10 Net 30, Due on receipt, EOM or Net 30 EOM. Returns the early-payment discount amount and deadline, the annualized cost of skipping the discount, and suggested reminder dates. Use late_fee_calc once the invoice is overdue. Pure calculation: no network request, nothing is sent or stored. Costs $0.01 USDC per call via x402 (payme

invoice_from_timesheetread-only

Turn time entries (hours x rate, with optional rounding, grouping by task and expenses) into a validated invoice JSON with totals, ready for POST /v1/invoice.pdf. Use validate_invoice (free) instead if you already have an invoice. Pure calculation: no network request, nothing is sent or stored. Costs $0.02 USDC per call via x402 (payment goes in _meta["x402/payment"]); invalid input returns an err

receivables_health_reportread-only

Grade the health of a business's accounts receivable from its invoice list. Send a CSV export (QuickBooks, Xero, FreshBooks, Wave, Stripe or any CSV with customer and amount columns; columns are auto-detected) or JSON rows, up to 1000 invoices. Returns an A-F grade and 0-100 score with reasons, aging buckets (current, 1-30, 31-60, 61-90, 90+ days), overdue %, weighted days outstanding, DSO, averag

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