PM

Property Mortgage MCP

io.github.foxdavidson/property-mortgage-mcp

UK mortgage calculators: stamp duty, MCOB 3A HNW qualification, and bridging loan cost.

Yes, your AI can use this right now.Answered a live MCP handshake in 71 ms with no sign-in needed and exposes 3 tools.

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URL: https://fd-property-mortgage-mcp.fdcommercial-uk.workers.dev/mcp

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Pulled straight from the server with tools/list on 2026-10-18.
uk_stamp_duty_calculatorread-only

Calculate UK stamp duty on a property purchase across England/Northern Ireland (SDLT), Scotland (LBTT) and Wales (LTT). Handles standard residential, first-time buyer relief, the 5% additional dwelling surcharge for second homes and buy-to-let, the 2% non-UK resident surcharge (England/NI), the 17% corporate flat rate for company purchases above GBP 500k (England/NI), and commercial or mixed-use p

fd_hnw_mortgage_qualificationread-only

Check whether a UK mortgage applicant qualifies as a high net worth mortgage customer under FCA MCOB 3A. The test passes if annual net income is at least GBP 300,000 OR net assets are at least GBP 3,000,000. The net assets test INCLUDES primary residence equity (per the literal FCA glossary G2953 and UK lender practice) and INCLUDES pension by default. Supports single applicant or joint applicatio

uk_bridging_loan_calculatorread-only

Calculate the full cost of a UK bridging loan: total interest, arrangement and exit fees, valuation/legal/admin costs, gross facility, net advance, loan-to-value, total cost of finance and an indicative annualised cost. Supports rolled-up (compounding), retained (deducted upfront) and serviced (paid monthly) interest. Also runs the FCA MCOB 3A high net worth check: on a regulated bridge, an applic

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