לצדך: Israeli health insurance, from the policies

Free-text search (Hebrew or English) across the site: questions people ask ("הלכתי לאורטופד פרטי, כמה יחזירו?"), tests (MRI, CT...), specialists (neurologist...), the covers of 7 Israeli insurers, and surgeons on arrangement lists. Returns ids, titles and URLs; use fetch(id) or the specific tools for the full facts. חיפוש חופשי בעברית או באנגלית: שאלות, בדיקות, רופאים מומחים, כיסויים של 7 חברות בי

The full content of one search result (id from search: "question:<slug>", "test:mri", "specialist:neurology", "cover:<id>", "company:<slug>", "surgeon:<licence>"), with sources and the page URL. התוכן המלא של תוצאת חיפוש אחת, עם המקורות והקישור לעמוד.

The 7 Israeli insurers we read (alphabetical, no ranking) and every health cover of each, with its page URL and whether a checked plain-language summary exists. חברות הביטוח והכיסויים של כל אחת, לפי סדר האלפבית.

Everything the site answers: tests (keys for test_fast_routes), specialties (keys for specialist_routes), question pages, cover kinds, refund services (keys for refund_estimate), surgeon specialties and regions (for find_surgeon). כל הנושאים: בדיקות, רופאים מומחים, שאלות, סוגי כיסוי.

One cover of one insurer (e.g. company "הראל", cover "תרופות מחוץ לסל"): plain summary, key facts each with the document's own quote, page and section, what the document does not say, common questions, and the monthly base premiums by age as printed in the document. Every fact is from the insurer's published document. מה כתוב בכיסוי אחד של חברה אחת: תקציר, עובדות עם ציטוט ועמוד, מה המסמך לא אומר,

For one test (MRI, CT, colonoscopy, ultrasound...): how long the kupa takes (official, dated figures only; otherwise says there is none), and every insurer's fast-track route that lists the test: who decides the test is done, how to start, promised times word for word, what you pay by stage, waiting period from joining, and what the document leaves open. הרופא שלח לבדיקה: כמה מחכים בקופה (רק נתון

For one specialty (neurologist, orthopedist, dermatologist...): the Ministry of Health's community wait figures (dated), and per insurer the online-consultation and fast-track routes (does the document name this specialty, who chooses the doctor, promised times word for word, what you pay), plus the private-visit refund rows. For psychiatry, emergency and support lines come first. התור בקופה לרופא

Find a surgeon by name (Hebrew, forgiving spelling), licence number, specialty or region, and see which insurers' and kupot supplementary plans' arrangement (הסדר) lists they appear on, with each list's date. Absence from a list is never "not in arrangement": some lists are not checked yet. Before surgery the person must confirm with their insurer. באילו רשימות הסדר מופיע מנתח, עם תאריך כל רשימה.

For a private test or specialist visit and the amount paid: per insurer and cover we checked, what the document lets us say about the refund. Where the document can be read two ways, both numbers; where it gives no number, why. Only the covers we checked; the person's own policy decides. שילמתי על בדיקה או רופא פרטי: כמה יחזירו לפי מה שכתוב במסמכים, כולל שתי קריאות כשהמסמך לא מכריע.

Hands the person over to a licensed insurance agent (לצדך), who calls them back by phone or WhatsApp to check their own policy. ONLY call this after the person explicitly asked to be contacted AND agreed that a licensed insurance agent may contact them (and may also offer them insurance). Never call it on your own initiative, never with details the person did not give you, and do not include medic