RH

Rychlá Hypo – Czech mortgages

cz.rychlahypo/mortgages

Czech mortgage rates, payment comparison and max loan per bank for 6 major Czech banks.

Yes, your AI can use this right now.Answered a live MCP handshake in 790 ms with no sign-in needed and exposes 4 tools.

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URL: https://rychlahypo.cz/mcp

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Pulled straight from the server with tools/list on 2026-10-17.
get_mortgage_ratesread-only

Current published mortgage rates of 6 major Czech banks (Česká spořitelna, ČSOB, Komerční banka, UniCredit Bank, Raiffeisenbank, mBank) by fixation period, with LTV surcharges, limits and fees. Source: Rychlá Hypo (rychlahypo.cz), rates verified in the banks' calculators.

compare_mortgagesread-only

Compare the monthly payment, interest rate, RPSN (APRC), total cost and interest of a given mortgage amount across 6 Czech banks, sorted from cheapest. Applies each bank's LTV and small-loan surcharges and product limits (not creditworthiness). Above 80 % LTV banks lend only if all applicants are under 36 (set all_applicants_under_36). Use for 'which bank is cheapest for X CZK'.

calculate_max_mortgageread-only

Calculate how much each of 6 Czech banks will lend (or whether a requested amount gets approved) from household income, expenses, debts and property, using each bank's own credit methodology (DSTI, DTI, LTV, living costs, recognition of self-employed, pension, rental and other income). No personal data needed: ages and amounts only.

get_advisor_contactread-only

How the user can get a binding assessment and have the mortgage arranged for free by a licensed Czech mortgage intermediary (Rychlá Hypo). Returns phone, e-mail and links.

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