HomeMortgageOnline mortgage tools
Read-only mortgage calculators and the site's published rate snapshot.
Connect it
Settings → Connectors → Add custom connector
URL: https://homemortgageonline.com/mcpSettings → Apps & Connectors → Advanced → Developer mode
Create connector with URL: https://homemortgageonline.com/mcp{
"mcpServers": {
"mortgage-tools": {
"url": "https://homemortgageonline.com/mcp"
}
}
}claude mcp add --transport http mortgage-tools https://homemortgageonline.com/mcp{
"servers": {
"mortgage-tools": {
"type": "http",
"url": "https://homemortgageonline.com/mcp"
}
}
}15 tools, verified live
mortgage_paymentread-onlyMonthly principal, interest, taxes, insurance, and HOA from the HomeMortgageOnline mortgage calculator. Missing inputs return "not available". Not a quote.
affordabilityread-onlyHome price search from the affordability calculator. Every input is required. The page defaults (36% DTI, 30 years, 7.28%) are not filled in. Missing inputs return "not available".
refinance_break_evenread-onlyBreak-even months from the refinance page: closing costs divided by monthly savings, rounded up. Or pass both loans and the principal-and-interest formula supplies the savings. Missing inputs return "not available".
amortization_scheduleread-onlyFixed-payment amortization using the mortgage calculator payment and the PMI calculator's balance step. Pass loanAmount, or price and downPayment. Schedule rows over 360 months return "not available".
pmi_estimateread-onlyMonthly PMI, LTV, and the removal walk from the PMI calculator. Missing inputs return "not available". The PMI rate is not a lender quote.
closing_costsread-onlyCash to close from the closing-cost calculator. All fee inputs are required. Missing inputs return "not available". Not a Loan Estimate.
loan_path_noteread-onlyEducational loan-path note already coded on the site. goal is veteran, rural, lowdown, highprice, refi, or conventional. credit may be fair or thin. Unknown goal returns "not available".
published_ratesread-onlyDated national rate prints already published on HomeMortgageOnline. Omit product for the full snapshot. An unknown product returns "not available". Not a quote.
rate_outlookread-only30-year fixed history and scenario band from the rate outlook chart. Optional label such as 2024, Now, +1 mo, or +6 mo. An unknown label returns "not available".
state_rate_contextread-onlyState pages repeat the national snapshot. stateSpecificRate is "not available" because the site does not publish a separate state rate. Unknown state returns "not available".
tax_itemizeread-onlyMortgage-interest worksheet. Compares qualified interest plus other itemized amounts to a standard-deduction assumption you supply. No IRS table is filled in. Missing required inputs return "not available".
tax_pointsread-onlyPoints worksheet: straight-line amortization or the simplified purchase-year illustration. Missing required inputs return "not available".
tax_pmi_treatmentread-onlyPMI tax worksheet. Deductibility is not modeled unless optInCitedDeduction is true. No phaseout table is invented. Missing annual PMI returns "not available".
tax_saltread-onlySALT worksheet. Property tax is a cash cost. A federal deduction is returned only when saltCapAssumption is supplied. Otherwise that deduction is "not available".
tax_take_home_pitiread-onlyTake-home versus PITI worksheet. Missing required housing or take-home inputs return "not available".
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